Admissions overnight from Westpac, reported in todays Herald Sun that the bank had unfairly denied customers a special fixed rate home loan offer that had been advertised in December 2008, sending a warning to Australian borrowers to shop around and ensure that you are really getting the best deal from your bank before committing to a loan.
The Herald Sun report claims to have received several complaints from readers who had tried unsuccessfully to secure the offer, a Westpac 4.99% fixed rate home loan. Given the loan was marketed in the wake of a series of RBA rate cuts since September last year, this certainly would have been a popular offer among those looking to refinance an existing loan to lock in a more attractive rate. Applicants were allegedly told by Westpac staff that the loan would be subject to rate fluctuations at any time, even after customers had signed loan documentation, bringing into question the legitimacy of a marketing campaign offering the 4.99 per cent rate fixed over three years. One customer told the Herald Sun that he and his wife were offered a rate of only 5.49 per cent after applying for the special rate well before the December 19 deadline.
A spokesperson for Westpac, David Lording apologised and admitted that an error was made in that particular customers case but has written the issue off as a purely administrative error due to the bank being inundated with applications which created a processing backlog.
Vehicles may have made commuting simpler and pleasant; however, they are not devoid of road risk. And with a motor insurance you tend to choose not only a peaceful life but also a financial security of your vehicle. The financial and allowable liability of multiple risks stumbled upon, while driving a vehicle, and is taken care of by the insurance provider.
Unlike earlier, these days you can also buy your motor insurance independently via internet. Today, you can continue relishing services of your motor insurance by purchasing online insurance plans. In addition you can also renew your motor insurance online to ensure that your risk during these circumstances is reduced to great extent.
A generous motor insurance policy provides cover for loss or damage to your motor car that occurs from organic mishaps such as fire, explosion, earthquake, flood, storm, cyclone, and landslide among many more. This function of the motor insurance makes it possible to deal with and substantially minimize the money loss caused by unanticipated expenses for fixing the destruction.
Emergencies can occur at any time in life and they do not come by asking. This calls for urgent attention and proactive steps in order to minimise the losses. Getting financial loans from a well reputed lending organisation or a bank in a prompt and seamless way can be one of the most reliable ways to tackle financial emergencies. Whether you need loan for renovation of your home or company which has been destroyed in flood or earthquake or you need loan for car repair, you just need to check a professional and credible lending organisation that offers loans on low interest rates.
One may need loan for paying emergency medical bills in case one’s family member, friend or relative undergoes crucial surgery or one may need loans for financing higher education of one’s child. With some leading banks and online lending organisations offering secured and unsecured loans from $ 300 to $ 5000, one can easily get the loan at low interest rates which would help one meet one’s short term or long term financial needs. One simply needs to check into the features of online lending organisation and apply for quick loan by filling an online loan application form. One needs to send supporting documents which will be cross checked by the bank or organisation managers and one can soon get the loan approval notification and also get the loan amount transferred to one’s bank account. If you need loan within 24 hours that will cater to your emergency needs then do check the site www.personal-loan-application.com.au a>
Launched in March 2013, the Santander current account has been lauded by experts as the UK’s most generous current account in terms of customer rewards, according to The Daily Mail. If you are considering making the change to the Santander account, here’s what to expect in terms of risks and rewards.
The Santander account offers you cashback on purchases at a tiered system of 1-2-3. For example, the 1 stands for 1 percent cashback you receive when you use the Santander card to pay water and council tax bills. The 2 stands for 2 percent cash back on electricity and gas bills while the 3 percent stands for cashback on bills paid to mobile, home phone, broadband and on-demand television packages. You can set the account up as either a single or joint account based on your and your partner’s unique needs.
The 1-2-3 comes into play in another way. You also earn interest based on the amount of money you keep in the account on a monthly basis. For example, if you keep 1,000 or more in the Santander account, you earn 1 percent interest on this amount. If you carry a balance of 2,000 or more, you will earn 2 percent interest each month. When your funds exceed 20,000, you will earn 3 percent interest for your account balance, which is the maximum interest rate you can earn with the Santander account.
July, 30, 2014 : Company Profiles and Conferences presents a Company Report on “Veloxis Pharmaceuticals AS (VELO) – Financial and Strategic SWOT Analysis Review”, which helps you formulate strategies that augment your business by enabling you to understand your partners, customers and competitors better.
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HDFC has more than 3 decades of experience in offering Home Loans to its customers. HDFC Bank home loan designed their product to cater people coming from diverse status including the lower, middle and upper class. Home loan from this bank is the most appreciated product. The lender strives to help you to realize your owned home.
HDFC bank has planned their home loan with some unmatched features which make them the buyers first choice for home loan. Some of them are:
Widest range of approved projects
Attractive Home Loan Interest Rate
Wide range of Home Loan Products
Assure hassle-free processing
Loan from any office for purchase of home anywhere in India
Loan approval before property selection
Flexible repayment options
Secured document storage